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Saturday, July 28, 2012
More worries for the wealthy? Inheritance tax to jump unless Congress acts
The federal inheritance tax rate will jump to 55 percent in 2013 unless Congress acts. ?Republicans and Democrats disagree on the best plan. ?But a stalemate will result in higher inheritance taxes than either party wants.
The way Congressional Republicans see it, farmers will have to sell their land and small businesses will have to put their firms on the auction block if nothing is done to prevent the inheritance tax from rising next year.
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Their solution: completely end what they call ?the death tax.?
But, on the other side of the aisle, Congressional Democrats view eliminating the tax as yet another gift to the ultra-wealthy. Under President Obama?s plan, the rate would actually rise from current levels.
Unless the two sides can find a common ground, the estate tax will rise far higher than either party's proposal. The change in estate tax rates is one of several tax law changes slated to occur in January, when the Bush era income tax cuts will expire.?
Currently, the inheritance tax is 35 percent with a $5 million exemption per estate. On January 1, the rate jumps to 55 percent with a $1 million exemption.
According to Republicans, citing the non-partisan Joint Committee on Taxation, this would increase the number of estates that would pay the tax from 3,600 to 55,200.
?Remember, Americans work all their life paying income taxes, property taxes, sales taxes?only to have the government raid their farms, ranches and small businesses when they pass away,? said Utah?s Sen. Orin Hatch (R), the ranking member of the Senate Finance Committee in a statement.
President Obama has proposed moving the top rate to 45 percent with an exemption of $3.5 million per estate. That would be same formula that was in effect in 2009.
However, analysts who follow the issue say not all Democrats support Obama. ?The Democrats are all over the map,? says Pete Davis of Davis Capital Investment Ideas, which supplies Washington intelligence to Wall Street firms. ?Some are silent or in favor the Republican position, some Democrats would like to see a lower rate,? he says.
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Friday, July 27, 2012
Building a family tree online | Tongshu Articles
Building a family tree online
Author (rfoster). Submitted on Thu, 26 Jul 2012
Whether you?re an experienced web enthusiast or a relative newcomer to the internet, building a family tree online can be tricky. That?s because you need to combine the knowledge of your own family with the tools available to you on the internet, in order to create an engaging and comprehensive family tree that you, your relatives and ? if you wish ? members of the public can explore. If you?re not sure how to start building a family tree online, here are a few simple tips to follow.
Initially, you might find it easiest to write down all the information that you currently have: for example, names of your family members, their birth dates and birth places, and (if applicable) their death dates and locations of death. If there are gaps in your own knowledge, turn to family members first to fill in the blanks. Older relatives or members of the family who now live abroad may be able to give you the information you need. Once you?ve exhausted these contacts, then you can turn to online records and genealogy databases to complete your family tree.
When researching your family history online, there are certain details you will need to keep in mind when looking at records. For instance, perhaps you?re aware that your great-grandfather had three children from a first marriage and you are trying to trace the details of these offspring to include in your family tree. Make sure you know your great-grandfather?s full name and preferably his occupation as well. It will also help to know the details of his first wife, including her full name and occupation, as well as her maiden name. It may also be of assistance to know their place of residence, as this can help narrow down family history results.
Once you?ve filled in any holes that exist in your family tree, make a draft on paper before publishing an online version. The easiest place to start when creating a family tree is with yourself. Work outwards to include your immediate family, then include grandparents and keep on expanding with the information that you have. Even if the information you have seems overwhelming, simply writing down your family tree on paper can make things much clearer and can feel very productive.
When you?re happy with your draft version, it?s time to take it online. Whatever you?re working on ? whether it?s an Irish family tree or a Dutch one ? a little online research is sure to yield a template that will suit your individual family. Genealogy enthusiasts have a reputation for being friendly and approachable people, so if you?re unsure which online family tree provider to go with, post a message on a forum and see what feedback you receive.
Once you?ve made your choice, make sure you?re able to control the privacy settings on your family tree. For example, perhaps you?d like to set a password so only members of your family can view the online family tree. Alternatively, your family tree can be public for any internet user to see. If you?re going down the latter route, ensure that you have the general approval of your relatives before publishing the family tree.
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About the Author
Regina Foster writes for a digital marketing agency. This article has been commissioned by a client of said agency. This article is not designed to promote, but should be considered professional content.
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Online Business Popularity with Custom Web Designing
It isn?t surprising that everyone wants a piece of the pie called online business. The dynamic, interactive, flexible medium is perfect for marketing or branding any business, any cause and any event. Internet is growing so is the technology that supports it. You can think of almost any design and it will be possible to create it online. Custom web design further increases the standard of the medium allowing businesses to stamp their presence with their own unique statement.
Whether it is a social networking site you want to create or an ecommerce platform, developing and designing it according to your need isn?t really difficult with the help of custom web design. Since you get the chance to create something different from the rest, you can easily see a surge in your online business popularity.
However, before you get overwhelmed by the entire prospect of having a unique website, here are a few things you need to know about custom web designing.Advantages
From color selection to font selection, you have the liberty to do whatever you want when you go for a customized look for your website. You will no longer need to rely on whatever the template has and you will not need to compromise with its features too. You can place anything anywhere according to your understanding and judgment. Since custom web designing lets you be your own boss, you do not have to worry about getting clich? with your designs. On the back-end, you can use effective codes that make the site robust as well as search engine friendly.
With a template, you do not get this liberty which hampers your traffic significantly.
If you are aiming for branding your company, stress on a tailor-made website and see what else it can do for you. For better results you can use a content management system so that once the designing is done, you can easily make changes in the website without touching the design elements. There are several CMSs in the market, you should choose based on your need.Selecting the Developers
If you want to save a few bucks and yet not compromise with custom website designing, outsourcing the project will be helpful. While you select the developers, keep in mind to go for firms that have a good reputation in the market, have been around for a while and who can boast of their portfolio without blinking their eyes. The developers who have additional knowledge on viral marketing, search engine optimization is also better. Such developers not only help you get a good looking website but also ensure that your website generates revenue and traffic. A good developer will also know the importance of branding and will take care of it.
Source: http://website.ezinemark.com/online-business-popularity-with-custom-web-designing-7d3720c70d24.html
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Thursday, July 26, 2012
Gov't stepping up fight against health care fraud
WASHINGTON (AP) ? Stepping up their game against health care fraud, the Obama administration and major insurers announced Thursday they will share raw data and investigative know-how on a scale not previously seen to try to shut off billions of dollars in questionable payments.
At a White House event with insurance executives, Health and Human Services Secretary Kathleen Sebelius said the new public-private partnership will allow government programs and the insurance industry to take the high ground against scam artists constantly poking the system for weaknesses.
"Lots of the fraudsters have used our fragmented health care system to their advantage," Sebelius told reporters. "By sharing information across payers, we can bring this potentially fraudulent activity to light so it can be stopped." State investigators are also part of the effort.
Fraud is an endemic problem plaguing giant government programs like Medicare and Medicaid, and a headache also for private insurers. But many of the details of the new partnership have yet to be worked out. It doesn't even have a budget, officials said. However, the goal is to start producing results in six months to a year. Extensive sharing of claims data will take longer because difficult legal and technical issues have to be worked out.
The agreement is unusual because it brings together longtime foes to tackle a common problem. Insurers are grudgingly carrying out the many requirements of President Barack Obama's health care overhaul law, even as they continue lobbying to roll back some of its provisions, such as new taxes on the industry and cuts to private plans offered through Medicare. Obama continues to rail against industry "abuses."
Industry leaders stressed that combating fraud is in everyone's interests.
"What's in it for us is that if you have more data, you are going to be able to recognize aberrant patterns more reliably," said Dr. Richard Migliori, an executive vice president of UnitedHealth Group, the nation's largest insurer. "These perpetrators are moving around from one place to another. You are going to have more eyes on them and they are going to feel surrounded.
Attorney General Eric Holder, who took part in the announcement, said insurers and government will "come together as never before to share information while protecting patient confidentiality."
Fraud is estimated to cost Medicare about $60 billion a year, and the Obama administration has beefed up the government's efforts to stop it, bringing in record settlements with drug companies for marketing violations as well as using new powers in the health care law to pursue low-level fraudsters with greater zeal.
Yet, although Medicare is becoming a harder target, it's too early to say if the tide has turned.
Some anti-fraud efforts launched with great fanfare have not delivered convincing results. For example, in the summer of 2011 Medicare unveiled a $77-million computer system designed to head off fraud before it happened. By last Christmas, it had stopped just one suspicious payment from going out, for $7,591.
Likewise, the new public-private collaboration could face problems. Privacy advocates may object to extensive scrutiny of claims data, and doctors have traditionally pushed back against routine computerized monitoring of their practice patterns. Dr. Jeremy Lazarus, president of the American Medical Association, said doctors must be involved in any analysis of billings.
Many details of the new effort are still unclear, but the possibilities include sharing information on new fraud schemes as they pop up, using claims data to catch bogus payments, and computer analysis to spot emerging patterns of fraud.
White House officials said a "trusted third party" would comb through data from Medicare, Medicaid and private health plans and turn questionable billing over to insurers or government investigators. That third party organization has yet to be selected.
Fraudsters often simultaneously target both government programs and private insurance plans. Separately, such claims might not raise suspicions, but taken together they could raise a red flag, such as when a doctor bills for more than 24 hours in a day.
An industry official familiar with the discussions said the partnership will involve sharing of such information as billing codes associated with fraud for different insurers. Extensive sharing of claims data will take longer to work out because of privacy and legal concerns. The official declined to be identified because he was not authorized to discuss the subject in public.
A former top Justice Department health fraud prosecutor cautioned that the campaign could become unwieldy, since some participants may have conflicting interests. "The government has great intentions but I am concerned when I see so many involved companies," said Kirk Ogrosky, now with the law firm Arnold & Porter. Ogrosky said broad support is valuable but sometimes the best way to handle fraud is by listening "to people who know what they are doing and letting law enforcement work."
Industry support for the partnership includes America's Health Insurance Plans and the Blue Cross and Blue Shield Association, the two major trade groups, as well as individual companies like United and WellPoint, Inc. Formal working meetings are scheduled for September.
Law enforcement organizations taking part include the FBI, the Health and Human Services Inspector General's Office, the Justice Department, and state fraud control units.
___
Associated Press writer Kelli Kennedy in Miami contributed to this report.
Source: http://news.yahoo.com/govt-stepping-fight-against-health-care-fraud-144836542.html
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MMA Marketplace: The latest in handmade MMA items, including a sparkly bow and a really odd Fedor painting
MMA inspires arts, crafts, and several other handmade goods that don't fit in any easily discernible category. If there's something MMA-related you desire, there's a good chance you can find it somewhere on the internet. For example, look at the vast array of stuff available on Etsy, the online marketplace devoted to handmade stuff.
You know what MMA needs more of? Sparkly bows. This one can be yours for $9.25.
Dan Hardy fans can show their love to the British fighter with a feather replica of his mohawk. Buy it for $55, then wear it when reading how Matthew Riddle has been calling him out. Put it on again when heading to Hardy's bout with Amir Sadollah at UFC on Fuel 5. Pair it with a bandana, and you've got a ready-made Halloween costume. When headed to the grocery store and bank, wear it to fancy up your day. Really, there's no end to its uses.
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HBT: Phillies 'eager to move' Pence
Buried near the bottom of Ken Rosenthal?s latest column on FOXSports.com is this tidbit: ?The Phillies continue to signal to clubs that they are eager to move right fielder Hunter Pence.?
Philadelphia traded prospects Jarred Cosart, Jonathan Singleton, Josh Zeid, and Domingo Santana to get Pence from Houston at last year?s trade deadline and he?s played well since then, hitting .288 with 28 homers and an .848 OPS in 150 games.
He also has just one season of team control remaining and figures to earn at least $12 million in 2013 via arbitration, so Pence certainly isn?t going to be a bargain at age 30. Would the Phillies be willing to take significantly less than they gave up to get Pence in order to save that money, add a prospect or two, and clear right field for Domonic Brown?
Source: http://hardballtalk.nbcsports.com/2012/07/24/phillies-are-eager-to-move-hunter-pence/related/
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