When travelling abroad on business or pleasure you will make a list of things you need to take with you. The most important thing you need to account for is travel health insurance. If you are travelling to a country that you are unfamiliar with and where you have no friends and family, and if something were to happen to you, you will end up paying a lot extra simply because you do not belong there. Travel health insurance is imperative, do not wait till you experience the ill effects of not buying travel health insurance for yourself, learn from other people's mistakes and make sure you make arrangements.
The importance of this type of insurance when travelling overseas are listed below:
1) Peace of mind: When you are travelling with health insurance you can enjoy your trip without worrying about making arrangements for medical expenses if you were to fall sick or encounter an accident. You can be adventurous and try everything you had planned to do when you know that you will be secured financially even if something were to go wrong.
2) Hosts: When you travel abroad and are staying at a friend's place, you are technically their responsibility. If something were to happen to you, they would be devastated and they would also have to bare the medical expenses. You need to ensure that you are not a burden on your hosts and you can do this by taking care of your travel insurance. If you would need medical care abroad, your travel insurance plan would cover it and your hosts would provide you the moral support you need.
3) Other belongings: A lot of travel health insurance plans also offer to cover your other belongings so you do not feel the pinch of shelling out too much money on securing your health in case nothing out of the ordinary were to happen. Your camera, cell phone, laptop etc. can be insured too if you pick the right travel health insurance plan.
4) Benefits: When you avail of insurance you can insure yourself up to as much as you want, ideally you should always insure yourself for more than you think you will need. Also you can request for benefits like repatriation in case you need to be sent home and you can also avail of a 24 hour emergency facility in any country.
If you do not have health by your side you will be unable to enjoy your holiday. It may be a small injury or a minor flu, with your travel health care insurance you can take care of any illness that may befall you without a worry in the world. A lot of people go in for travel health insurance at the end minute and are grateful that they did. Why pay exorbitant costs for health care when you can take care of your health from when you leave your country itself by simply opting for a travel health insurance plan.
Source: http://adsense-iphone-blog.blogspot.com/2012/02/importance-of-travel-health-insurance.html
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